Marsh MMA

Maintaining health and welfare plan compliance can be challenging for any business. At Marsh & McLennan Agency, we focus on protecting, supporting and educating our clients on the areas that impact their business. We believe that our comprehensive approach helps you to run your business more effectively, with less reaction to circumstance, leaving more time for strategy and growth.  Protection and peace of mind are vital to our clients, and MMA works to protect you by proactively assessing your compliance strategy today, and correcting the areas that need to be addressed before an audit or question arises. Leveraging the resources, knowledge, and expertise of our legal team – MMA is able to offer clients hands on support that enables them to understand and easily implement compliance standards that work.  We provide a variety of platforms to educate you in an easy to access, simple and timely way, providing relevant information to you and your staff as legislation develops. https:/

MMA NetworkSelect offers a new way to evaluate the four major national carrier networks to include their newer value-based approaches. Historically, this process has involved relying on carrier self-reported data that was often inconsistent. With MMA NetworkSelect, the MMA actuarial team and our employee benefit specialists can provide data-based recommendations that can positively impact the bottom line. Without MMA NetworkSelect, you could be making a decision in the dark. https://www.marshmma.com/offerings/employee-health-and-benefits/mma-networkselect

A Qualified Commercial Insurance Broker is Essential for Your Business To prevent risk to your organization and protect you from harm in the event that something unfortunate happens, you need to partner with the best insurance broker. Marsh & McLennan Agency account teams work with you to help ensure proper insurance protection is in place and that you get all the support you need — whether structuring new coverage or managing a claim to resolution. In fact, our goal is to have you consider us as part of your team. At MMA, we perform extensive research about your organization, market, and industry to identify your risks and support meaningful goals. Then we develop a comprehensive solution that protects your firm, your assets, and your employees. We work with a wide variety of carriers, so we are always able to find the right match no matter what your needs are. We also provide innovative services and solutions to help prevent damaging insurance claims from occurring in the first p

An Executive Liability Insurance Agency to Protect You & Your Business The specialized Marsh & McLennan Agency executive risk team conducts extensive negotiations with insurance companies to provide detailed risk and coverage analysis. This empowers us as an executive liability insurance agency to design more effective programs for our clients. We offer a vast array of products drawn from our experience and partnerships with trusted insurers. We use our extensive studies of your firm and your industry to design a customized package of products around your firm’s needs.  Executive liability insurance covers the claims costs for alleged wrongful acts by directors or officers. Coverage includes defense costs for civil and criminal actions as well as criminal and regulatory investigations. It offers protection for both directors and officers and the organization. When executives are protected, a company is more protected. Are you prepared? To learn more about your risk exposure and

Cyber Risk Management: Protecting Your Organization Every organization is concerned with the growing threat of cyber-attacks. The larger the organization, the more enticing the target. Smaller organizations often lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately, MMA provides extensive knowledge and experience in evaluating and anticipating cyber risk – we can help you get your cyber risk management strategy back on track. With offices conveniently located across the US and Canada and the global resources of the world’s largest insurance agency, we possess the expertise to help safeguard your organization from damaging cyber incursions. Is your organization looking for assistance with cyber risk management? To learn more, contact MMA and schedule a complimentary consultation. https://www.marshmma.com/offerings/cyber-risk-management

Drive Claims to an Equitable and Early Resolution MMA’s team of skilled claims professionals serve as your connection to the insurance company’s adjuster for all your complex claims. We work on your behalf to ensure an equitable outcome and we deliver scheduled services to keep your claim reserves accurate and drive your claims to early resolution. Additionally, we provide ongoing day-to-day advocacy, helping you make your way through complex claim situations and providing strategic advice on a variety of claim-related issues. For claims management that works to your advantage, contact MMA and learn more. https://www.marshmma.com/offerings/claims-management

Insurance for Hospitals - Reducing Risk and Liability Hospitals face a diverse array of risks, including liability for medical staff and patients, expensive and critical property that can sustain damage in a variety of ways, and much more. Insurance for hospitals requires a different approach than for many industries, and our programs cover these critical areas in a variety of ways. But our primary concern is helping clients prevent claims in the first place, making the hospital safer for everyone. Using our extensive knowledge of the hospital and healthcare industry and the risks you face, Marsh & McLennan Agency will analyze your claims history to help you identify where injuries, losses, and claims emanate. We can then help your safety director or other managers create specific training programs for your employees designed to enhance safety and reduce claims. The benefits of the right insurance for hospitals go straight to the bottom line. Fewer and less severe claims mean bette

Group Benefits Support Businesses and Promote Growth With the increasingly complicated compliance landscape intersecting with changes in how employers and employees are defined and engage with each other, leading employers need to provide programs of group benefits not just a benefits program. At MMA we provide group benefits that offer smart ways to cut costs while still providing quality group benefits. In addition to our core services, we have specialists monitoring and analyzing the implications of the Affordable Care Act. Working in conjunction with our compliance and actuarial team, they can help you determine the financial impact on your business and put a plan in place to help your company comply with complex regulations and manage costs. We work with clients every day to answer their complex group benefits questions and make sure they get the appropriate value and return from their group benefits programs. To develop a program that works to your advantage, contact MMA to sched

Employee Benefits Options Strengthen Organizations and Employees The increasingly complex compliance landscape has blended with changes in how employers and employees engage with one another and a newfound need for remote productivity. All of this means that employers must prepare in creative and information-driven ways to build benefits programs that help organizations adapt and thrive. At MMA we present you with employee benefits options that offer smart ways to cut costs while continuing to provide quality benefits. Our team works with your organization to help determine financial impact and maintain compliance. We work with clients every day to answer their complex group benefits questions and make sure they get the appropriate value and return from all their employee benefits options. To develop a program that works to your advantage, contact MMA to schedule a complimentary insurance consultation. https://www.marshmma.com/offerings/employee-benefits-options

Commercial Property Insurance to Protect Your Organization To prevent risk to your organization and protect you from severe harm in the event that something unfortunate does happen, selecting the right commercial property insurance is essential. Our account teams work with you to help ensure proper coverage is in place and that you get all the support you need — whether structuring new coverage or managing a claim through to resolution. In fact, our goal is to have you consider us as part of your team. To meet the unique commercial property insurance needs of your organization, we call upon highly experienced team members and a global network of research. Our resources and knowledge are extensive, and we leverage them to develop a comprehensive solution that protects your firm, your assets, and your employees. We work with numerous carriers, each conferring unique advantages – so we are always able to find the right match for your organization. Risk prevention services support your ins

A Qualified Business Insurance Agency is Essential to Support Your Business To prevent excessive risk to your organization and protect your mission critical assets from harm, you need to work with the best business insurance agency. Marsh & McLennan Agency account teams work with your business to help ensure the proper insurance protection is in place and that you get all the support you need — whether structuring new coverage or managing a claim to resolution. Our goal is to have you consider us as part of your team. At MMA, we perform extensive research about your organization, market, and industry to identify your risks and support meaningful goals. We then develop a comprehensive solution that protects your firm, your assets, and your employees. We work with highly rated carriers, helping us find the right match for your specific needs. We also provide innovative services and solutions to help prevent damaging insurance claims from occurring in the first place. Want to learn mo

In today’s changing environment, employers need creative programs and solutions to help control rising health care costs. However, before programs and solutions can be implemented, organizations need to first understand their current and future risk exposures. At Marsh & McLennan Agency (MMA), our local actuarial team partners with clients to identify risk, measure potential financial exposures, and offers long-term strategies to allow for sustainable health plans. Proprietary Tools MMA’s vast network of credentialed actuaries, trained underwriters and experienced analysts, means you have access to unique tools and proprietary offerings not typically available in the marketplace. From advanced modeling analysis, independent claim reviews, trend estimates, to carrier and network assessments, clients have peace of mind that they have the professional insight and tools necessary to protect and advance their business strategies. Custom Solutions As your employee and risk profiles chang

Effective employee communication is a vital aspect of the employer-employee relationship. As an employer, you spend a great deal of money on your employee benefit programs so it is important to have a strong communication strategy to thoroughly educate your employees on those offerings. Marsh & McLennan Agency’s benefits experts are passionate about helping you develop a strategic communications plan that leverages multiple forms of media and targeted content to capture attention and drive engagement for even the most diverse workforce. Year-Round Communications During open enrollment, we will manage the enrollment process with the selected vendors to ensure a seamless and efficient process for your employees. As needed, we will actively manage employee enrollment meetings to present the benefit offerings and answer questions. Following open enrollment, we will deploy our ongoing communication deliverables to keep your employees engaged all year.  Reaching Your Diverse Population W

 School Risk Prevention We Go Beyond Insurance to Reduce Claims, Enhance Productivity and Improve Health.  In addition to standard lines of school district insurance, our in-house consultants offer safety and loss control consulting; claims management, advocacy and reduction; human resource consulting; health management and wellness consulting; employee benefits; and management liability insurance. To learn more about tuition coverage, visit https://protectmytuition.com/tuition-coverage/

Insurance For School Districts National clout and local knowledge delivers preferred pricing through multiple markets With access to multiple insurance carriers, we are able to structure a school insurance program that provides the protection necessary to run a high-functioning organization. Workers' Compensation Workers' compensation claims are an often-overlooked, but highly significant cost center. We also offer tuition insurance to protect educational institutions and their enrollees from unexpected events that could prove financially harmful. Learn more here:  https://www.marshmma.com/industries/education/academic-insurance-products-and-services

 Preventing school risk takes more than just great insurance. We help schools contain and manage insurance premium and risk costs, reduce accidents and keep employees safe and productive. Our risk prevention programs include comprehensive insurance coverage, tax dollar-friendly prices and agents who understand your specific challenges because they’ve been working with school districts for years. With school district and private school insurance and risk management clients across the country, Marsh & McLennan Agency has the resources, products, expertise and experience to deliver. We can handle all property/casualty insurance, workers’ compensation insurance or employee benefits for your school district or its employees, as well as implement safety, health management, claim management or other programs that strive toward eliminating risk from your district. Learn more about tuition protection at https://protectmytuition.com/tuition-protection/ .

Safety and Loss Control Consulting Program Development & Implementation  You know that preventing claims is the best way to lower costs. We’ll analyze your claims history, current policies and procedures including safety measures. From there, we’ll develop a strategy to fix and improve your safety measures and provide employee education and training. After implementing the plan, we’ll track its progress and keep you informed of any needed adjustments, findings and improvements. MMA can also help you create successful disaster and pandemic planning or disaster recovery plans. Often, a basic plan will be enough provided you have solid insurance and risk management programs in place. #MarshMMA https://www.marshmma.com/offerings/risk-management/safety-and-loss-prevention-1

Environmental Risk Management: Protecting All of Us We specialize in eliminating or minimizing environmental risks by delivering a uniquely integrated mix of consulting, environmental risk management, and risk transfer. Our professionals have over 30 years of experience in regulatory, scientific, and technical matters, and support our colleagues at Marsh and MMA with environmental insurance policy design and placement. Is your organization looking for assistance with environmental risk management? To learn more, contact MMA and schedule a complimentary consultation. https://www.marshmma.com/offerings/environmental-risk-management

Effective Construction Insurance Requires Industry-Specific Expertise The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As a core component of our product offerings, the dedicated construction insurance team at Marsh & McLennan Agency keeps pace with all industry advancements and evolutions, making us a trusted partner you can count on through even the most challenging times. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we can help you design a construction insurance and risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Want to learn more? For th

Franchise Risk Management: Protecting Your Organization Risk analysis, prevention, and management vary greatly by industry. Our Franchise Insurance & Risk Prevention Group is led by a former Master Franchisor. From FDD compliance to monthly cash flow issues, we know what it means to be a part of a franchise system. We are devoted to making your business stronger by reducing the risks you face. As part of Marsh & McLennan Agency, we are a premier global provider of risk management services and insurance products.  We even provide a Risk Management Center through which our clients can access critical data and communicate 24/7. Is your organization looking for assistance with franchise risk management? To learn more, contact MMA and schedule a complimentary consultation. https://www.marshmma.com/offerings/franchise-risk-management

Manufacturer Risk Management: Protecting Your Organization Risk analysis, prevention, and management vary greatly by industry. Manufacturing and distribution companies have three primary areas of insurance risk: workers' compensation insurance, fleet/auto insurance, and property insurance. We have manufacturing insurance programs available to cover these areas and more, but our primary concern is to help prevent claims in the first place. Our manufacturer risk management services support your insurance coverage by addressing the causes of risk at its roots. Beyond our insurance services, we can help you eliminate manufacturing risk. We even provide a Risk Management Center through which our clients can access critical data and communicate 24/7. Is your organization looking for assistance with manufacturer risk management? To learn more, contact MMA and schedule a complimentary consultation. https://www.marshmma.com/offerings/manufacturer-risk-management