Marsh MMA

Franchise Insurance: Protecting You and Your Franchise The MMA Franchise Insurance & Risk Prevention Group is led by a former Master Franchisor. From FDD compliance to monthly cash flow issues, we know what it means to be a part of a franchise system, and we're committed to strengthening your business by reducing your risk and improving your coverages. As part of Marsh & McLennan Agency, we’re the premier global provider of risk management services and insurance products. Our process, experience, and platform empower us to provide value beyond what a typical insurance policy and most agents are able to deliver. While we offer a variety of coverages to protect your franchise, our primary concern is to help prevent claims in the first place. Risk prevention services support your franchise insurance coverage by addressing the causes of risk at its roots. Is your organization looking for better advice, rates, and service for your franchise insurance? To learn more, contact MMA

Cyber Liability Insurance: Omnipresent Risk Every organization is concerned with the growing threat of cyberattacks. The larger the organization, the more enticing the target. Smaller organizations often lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately, MMA brings to the table extensive knowledge and experience in evaluating and anticipating cyber challenges – and we can help minimize your post-breach expenses with cyber liability insurance. With offices conveniently located across the U.S. and Canada and the global resources of the world’s largest insurance agencies, we possess the expertise to help safeguard your organization from damaging cyber incursions. Is your organization looking for assistance with cyber liability insurance and risk management? To learn more, contact MMA and schedule a complimentary consultation. https://www.marshmma.com/offerings/cyber-liability-insurance

Industrial Risk Management Requires Advanced Analytics and New Approaches In the industrial sector, both operational and legacy environmental risks can result in business interruption, financial penalties and negative publicity. Risks include unsafe worker/third-party exposure to pollutants, third-party civil action, losses due to catastrophic events, M&A with poorly quantified environmental risk, and inadequate reserve requirements for legacy risks. In a recent example of our work, investors in a multi-billion-dollar industrial construction project were concerned that unknown operational environmental risks could impact the delivery schedule and the project’s bottom line. Our team conducted an acute risk analysis that revealed several steps required to address many operational risks to avoid project delays. It provided a long-term analysis of environmental performance and revealed management steps to better track and manage risk. As a result of our work, the project encountered no

Environmental Risk Consulting Protects Businesses and the People They Serve We specialize in controlling environmental liability by delivering a uniquely integrated mix of environmental risk consulting, management, and transfer. Our team has over 30 years of experience in regulatory, scientific, and technical matters, relating to environmental risk evaluation. Can your organization benefit from Environmental Risk Consulting? To learn more, contact MMA and schedule a complimentary consultation. https://www.marshmma.com/offerings/environmental-risk-consulting

Transportation Insurance Requires a Partner with Industry Expertise At Marsh & McLennan Agency, we’ve specialized in the transportation industry for over 30 years. As an active member of the community, we continually stay current with important issues and regulations. Our clients are nationwide and range in size from owner-operators to some of the largest transportation organizations in the country. We consider ourselves your business partner, not just your insurance broker, and with our specialized services we strive to help you run your business as effectively and efficiently as possible. We represent insurance companies that specialize in the transportation industry and understand it. We require our carriers to demonstrate financial strength, excellent coverage terms and conditions, competitive pricing, and a commitment to work collaboratively with MMA and our clients. We work with clients every day to answer their complex transportation insurance and regulatory compliance quest

Employee Benefits Consulting Supports Organizations and Promotes Growth As the increasingly nuanced compliance landscape intersects with changes in how employers and employees are defined and engage with each other, leading organizations need to provide programs of benefits not just a benefits program. At MMA, we provide employee benefits consulting that offers smart ways to cut costs while still providing quality benefits. In addition to our core services, our specialists monitor and analyze the implications of the Affordable Care Act. Working in conjunction with our compliance and actuarial team, they can help you determine the financial impact on your business and put a plan in place to help your company comply with complex regulations and manage costs. We work with clients every day to answer their benefits questions and ensure they get the appropriate value and return from their benefits programs. To develop a program that works to your advantage, contact MMA to schedule a complim